​Laxman Kulkarni - Loan Advisor
A Complete Loan Solution.
Our Services
Home Loan
A Home Loan is the biggest financial commitment most of us will make, so it is important to understand what home loans are on offer and find one that meets your needs.We can help find the right home loan for you. So whether it’s buying your first home, your next home, an investment property or just want to refinance to a better deal, talk to us.
Loan Against Property
A Loan Against Property or simply mortgage is a loan used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.We offers Loan Against Property customized to the needs of salaried and self-employed individuals. Avail Loan Against Property with low-Interest Rates. Both residential and commercial properties can be mortgaged for taking a loan against property.
Balance Transfer
Many people don’t know that banks don’t increase Home Loan EMIs but they increase the tenure of the home loan when the floating interest rate increases. We can help you save a lot of money by transferring existing Home loan, Personal loan, Property or mortgage loan, Car loan, Business loan to other banks with the lowest interest rate than running.
Top-Up Loans
Top up loan is a facility provided by banks that allows you to borrow a certain amount of money over and above your Home loan, Personal loan, Mortgage loan / Loan Against Property, Car loan and Business loan.
Are you looking for a simpler solution? This service may be what you have been searching for. All of our services are specifically customized for each individual client.
Industrial Property Loan
Different industries have different requirements.We offer you customized financial solutions as per your industry specifications. Special teams are assigned for each industrial group thus making everything more convenient for you. So be it your expansion plan or other investment requirements, we step in to help you anytime.
Non Residential Property Loan
Achieving your goals requires dedication and hard work but it begins with the right environment. With a workplace tailored for your profession, you can take your professional dreams to the next level.Non Residential Premises Loan will help you own the workplace of your choice so that you can take a step closer to your business goals.Get in touch with Desire Loans today to learn how we can help take the next step.
Gold Loan
Gold Loan is the ultimate solution for your financial needs,Life is full of opportunities. Do not allow the opportunities to pass just because of financial constraint. Get instant gold loan by bringing your gold jewellery at Bank. Your gold stays safe while you can go ahead and take advantage of every opportunity.You can avail Gold loan whenever you need funds for education of children, business expansion, down payment for purchase of property or automobile, medical emergency, holiday with family, agricultural needs etc.
Personal Loan
Personal Loans can be used for plenty of purposes! They can be availed when you are planning a vacation, renovating your home or arranging a dream wedding for yourself or somebody special in the family. Now you need not postpone things on your bucket list! With a quick approval on Personal Loans, turn your dreams into reality !!
Bussiness Loan
A Business Loan is a loan specifically intended for Bussines purposes.As with all loans, it involves the creation of a debt, which will be repaid with added Interest.
Whether you want to revamp your business, buy new machinery, increase working capital or outperform your competitors.Unsecured Business Loan offer you customized loans to suit your business plan. We provide quick and hassle free funding with flexible options to repay the loan to keep you ahead in business. With us, your future is secure.
SIDBI Loan
Small industrial Development Bank of India (SIDBI) is a development financial institution in India,Its purpose is to provide refinance facilities and short term lending to industries, and serves as the principal financial institution in the Micro, Small and Medium Enterprises (MSME) sector,SIDBI acts as the Principal Financial Institution for Promotion,Financing and Development of the Micro, Small and Medium Enterprise (MSME) sector as well as for co-ordination of functions of institutions engaged in similar activities.
Working Capital Loan
A Working Capital Loan is a type of advance that helps a business fund its day-to-day or short-term operations. A working capital business loan can be used for various purposes such as Procure raw materials,Purchase inventory,Pay for overhead costs like electricity, rent, salaries and other utilities,Finance blocked payments from debtors,Pay suppliers in advance,Maintain a healthy level of cash.
We work closely with each client in order to find the best option that fits their needs with each and every service provided.
Loan Against Rental Income
Do you have a commercial property that you have rented out? Get quick and easy loan against rental receivables,Most banks consider allowing a loan amount that is between 70-90% of the market value of the property. The higher the lease or rental period in the agreement, the lesser will be the proportion of the loan repayment amount from the rental amount.